By Mathew John


There are some fortunate families that have multiple assets they have inherited from a loved one. Unlike those with little or no real property or cash in the bank, these heirs have multiple options to choose from. They can decide what assets to keep and which ones to divest. Wealth management software is helpful when it comes to making these decisions.

It is customary to appoint, either officially or by simple mutual agreement, a trustee or steward of a family's assets who has the ability to make decisions regarding the portfolio for all the relatives involved. It is often a good idea to formalize this relationship to keep matters from getting confused and complicated. Many families choose a relative with excellent business credentials to represent them.

In most families there are individuals who are more closely bonded than others. It is sometimes difficult for them to trust or confide in the appointed steward of the family especially when some jealousy or power struggle breaks out. The person the majority of family members has chosen may not always be the most obvious choice to other relatives.

Getting information from every family member about their values, about how they see the family traditions, and about the relationships within the family can help you identify who is really key to perpetuating tradition. Whoever this person is, it is important to work with them to help the family stay together, avoid disputes, and reduce the risk of wealth not surviving into the next generation. Many high net worth families do indeed lose significant amounts of wealth when the head of the family passes. Stewardship is an important way to ensure that it is retained and that the family does not split over the inheritance.

With the use of modern technology, it is possible for all heirs to stay informed on what is happening with their asset portfolio.

Involving everyone in planning and implementation usually reduces the risk of potential family conflict.




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