Suffering from high blood pressure can put you at risk for a lot of serious health conditions. Hypertension can cause stroke, myocardial infarction, heart failure, kidney failure, and other serious conditions. This is why people diagnosed with hypertension can sometimes find themselves paying way too much for insurance or, in some cases, even denied health insurance altogether. But there are ways to make sure that you get the coverage you're looking for at the best possible price. While you may have to pay more than others who don't suffer from this condition, you can at least do your best to make sure that you're not overpaying for insurance.
When considering health insurance, you should consider all of the medical care you will need for your high blood pressure. You may be prescribed medication, so you will want to make sure that you have prescription drug coverage in your insurance policy. You will also likely have to see a cardiologist fairly regularly in order to be evaluated, so you should make sure that you won't need a referral to see a specialist. And, since there's always a chance that you could suffer from one of the conditions precipitated by hypertension, you'll want to make sure that emergency care is covered in your policy.
One of the best ways to drive down your insurance premium is to get your high blood pressure under control. You should do your best to eat right, exercise, moderate your alcohol consumption, and quit smoking. These are all factors that contribute to better blood pressure. And if an insurance company can see that you're doing your best to address your blood pressure issues, then they'll be more likely to offer you a lower premium, since they'll see that you're not using insurance as a substitute for good health.
While it may be tempting, do not, under any circumstances, attempt to hide your high blood pressure from your potential insurer. Insurance companies are very good about checking into the medical history of their clients and, if you've misrepresented the state of your health in any way, they will find out and there will be consequences. You could lose your insurance policy. You could be left with all of the bills for any treatments pertaining to your condition. Worse yet, you could be found guilty of insurance fraud and be fined or even jailed. Honesty is the best policy when it comes to medical insurance.
Remember that the end goal should be to look for affordable premiums, deductibles that are not over the top and benefits that will make you feel safe and cared for. When you have a condition such as high blood pressure, you need to make sure that you are looking at as many options as possible. What you need to do is a get a free quote from a service that will pull prices and plans from a number of different carriers.
When considering health insurance, you should consider all of the medical care you will need for your high blood pressure. You may be prescribed medication, so you will want to make sure that you have prescription drug coverage in your insurance policy. You will also likely have to see a cardiologist fairly regularly in order to be evaluated, so you should make sure that you won't need a referral to see a specialist. And, since there's always a chance that you could suffer from one of the conditions precipitated by hypertension, you'll want to make sure that emergency care is covered in your policy.
One of the best ways to drive down your insurance premium is to get your high blood pressure under control. You should do your best to eat right, exercise, moderate your alcohol consumption, and quit smoking. These are all factors that contribute to better blood pressure. And if an insurance company can see that you're doing your best to address your blood pressure issues, then they'll be more likely to offer you a lower premium, since they'll see that you're not using insurance as a substitute for good health.
While it may be tempting, do not, under any circumstances, attempt to hide your high blood pressure from your potential insurer. Insurance companies are very good about checking into the medical history of their clients and, if you've misrepresented the state of your health in any way, they will find out and there will be consequences. You could lose your insurance policy. You could be left with all of the bills for any treatments pertaining to your condition. Worse yet, you could be found guilty of insurance fraud and be fined or even jailed. Honesty is the best policy when it comes to medical insurance.
Remember that the end goal should be to look for affordable premiums, deductibles that are not over the top and benefits that will make you feel safe and cared for. When you have a condition such as high blood pressure, you need to make sure that you are looking at as many options as possible. What you need to do is a get a free quote from a service that will pull prices and plans from a number of different carriers.
About the Author:
Sean L Johnson is a journalist for Health Insurance Buyer a referral service that connects consumers to the insurance carriers that can best fit their wants or special needs. Click on link to obtain your reduced health insurance quote from top carriers only
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