Everyone in the world needs health insurance, but unfortunately not everyone does. With health care costs rising at a rapid pace from doctors, hospitals, and urgent care centers, it can be financially devastating for anyone to be without medical insurance.
With almost 40 million people in the United States with no medical insurance from either work or through a private individual health plan. For one reason or another, the research has shown that these uninsured Americans are taking a big financial risk. Some are without coverage due to job loss, while some don't have it because they don't qualify through their employer. The fact is that these uninsured Americans are just one accident or illness away from financial disaster.
There is a large segment of working Americans who are now being forced to turn down the coverage offered to them through their employer. The cost of the coverage is more than they can afford to pay with little options for reduced coverage plans.
There are a lot of working and former working adults like the unemployed, part-time workers, contract workers, and self employed small business owners who simply can't afford a medical insurance policy or don't qualify due to health reasons. It is estimate that 15% of the US population that have no health benefits according to the Census Bureau.
The effect this will have on our culture may be difficult to see in the short term. With many kids not seeing a regular doctor there could be lasting effects on both their health care and how they see the need for health care when they become working adults.
Health care suppliers and other experts all urge that everybody get some type of health insurance for the inevitable time while they'll need to call on their doctor or visit a hospital.
Final Remarks
There are options available such as high deductible plans, health savings accounts, and more. And if you do your homework many of the 40 million of uninsured Americans can obtain an affordable health insurance plan.
With almost 40 million people in the United States with no medical insurance from either work or through a private individual health plan. For one reason or another, the research has shown that these uninsured Americans are taking a big financial risk. Some are without coverage due to job loss, while some don't have it because they don't qualify through their employer. The fact is that these uninsured Americans are just one accident or illness away from financial disaster.
There is a large segment of working Americans who are now being forced to turn down the coverage offered to them through their employer. The cost of the coverage is more than they can afford to pay with little options for reduced coverage plans.
There are a lot of working and former working adults like the unemployed, part-time workers, contract workers, and self employed small business owners who simply can't afford a medical insurance policy or don't qualify due to health reasons. It is estimate that 15% of the US population that have no health benefits according to the Census Bureau.
The effect this will have on our culture may be difficult to see in the short term. With many kids not seeing a regular doctor there could be lasting effects on both their health care and how they see the need for health care when they become working adults.
Health care suppliers and other experts all urge that everybody get some type of health insurance for the inevitable time while they'll need to call on their doctor or visit a hospital.
Final Remarks
There are options available such as high deductible plans, health savings accounts, and more. And if you do your homework many of the 40 million of uninsured Americans can obtain an affordable health insurance plan.
About the Author:
Hubert Miles is a blogger for many websites and the webmaster of Quote For Health Insurance and Health Articles websites.
1 comments:
Wow. Thanks a lot for providing detail about health insurance options specially for uninsured people. There are so many people who didn't have bought this plan because of inadequate funds or knowledge about such plans that costs within their budget.
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