Patriot America Insurance Plans For Travelers

By Ray Sondeo

Planning for the unexpected when you are traveling abroad is important. Whether insuring an airline flight or vacation package, most travelers think they have taken care of everything. But have they considered how to protect their family from injury or illness?

The average health insurance plan from a traveler's home country may not cover the same health problems that can occur when traveling overseas. The insurance professionals at IMG offer a travel insurance package, the Patriot America insurance plan, which guarantees medical coverage for individuals and their families when traveling overseas.

Predicting a health emergency or illness may be impossible, but with the right insurance plan, travelers can have peace of mind that medical treatment will be covered. Patriot travel insurance offers value for both short vacations and long assignments working overseas.

Plans like the Patriot America travel insurance plan and the Patriot International plans provide coverage for emergency room visits, doctor visits and in-patient hospital stays. Additionally, these plans offer coverage for injury to the teeth due to an accident or injury.

Patriot health insurance doesn't just cover health-related issues; protection against trip interruption costs, lost luggage, and assistance with identity theft cases are included in the plan. Unlike traditional health insurance plans, Patriot America insurance also includes protection against injury caused by terrorism or recreational activities.

Applicants for Patriot Travel Medical insurance must be U.S. citizens traveling outside of the United States, or non-U.S. citizens traveling outside of their home country. Children and spouses can be added to the plan for additional payments.

While traveling abroad, any claims must be pre-certified by the plan provider to determine medical necessity. This includes any claims for procedures, hospital stays or surgery. The exact eligibility requirements for coverage by the Patriot American insurance plan are listed in the certificate provided upon purchase.

Patriot travel insurance provides coverage against injury and illness for individuals and their families who are traveling abroad. Travel insurance protects against unforeseen medical conditions and injury at an affordable price.

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